General Terms

Wedding Terms

Wedding/Event Planning Terms & Conditions

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General Terms & Conditions

Officiant Terms & Conditions

Wedding & Event Terms & Conditions

Planning Terms & Conditions

Photography General Contract Terms & Conditions

Session Fees

Client agrees to pay photographer a retainer at the time of booking to secure their appointment date and time agreed upon by the client and photographer. This retainer also includes time of communications and behind the scenes work to prepare for the session. For these reasons, the Reservation Retainer is non-refundable, even if the date is changed or session cancelled for any reason, including acts of God, fire, strike, and extreme weather. The Reservation Retainer is to be paid at time of signing the contract. The Reservation Retainer is applied towards the contracted Session Package. The session fee covers the time and talent of photographer, basic retouching and creative editing of images, as determined by the photographer, and images (amount depending on session) to be stored. See 'Payment' in regards to Gift Certificates.

Editing: Photographer will do their best to edit to the client's liking, however client understands the work of the photographer and has chosen and accepted the photographer based on previous work. If there is further additional editing required other than what was originally given, a fee of $50 per image will be charged to the client no matter the extent of editing requested and must be paid prior to delivery of the newly edited image via a new invoice.

Client understands, upon receipt of photos, if any issues (editing, unhappy with photos, etc.) arise, client must notify photographer(s) immediately of the issue within 30 days of receiving the photos; otherwise, the pictures will be assumed they are to the client's approval and fulfillment of the contract by the photographer(s) has been completed. Client also understands that once photos are downloaded, this informs the photographer(s) the pictures are to the client's approval and fulfillment of the contract by the photographer(s) has been completed.

Scheduling

Session starts at the agreed upon start time. It is strongly encouraged that client arrives 15 minutes prior to the start of session. This allows for any last-minute feeding, changing, and relaxing before session begins. Photographer is required to fulfill only the contracted time based on session purchased (i.e.- Full session is one (1) full hour, Mini session is one (1) half hour, Micro Mini session is fifteen (15) minutes, etc.).

If client arrives late to the session:

Photographer will only shoot for the duration of the contracted session; Client understands this will also mean the minimum number of edited photos returned may be reduced; No refunds will be given and all monies will be forfeited for time lost by client; No reshoots will be given unless client pays for a new session, forfeiting all monies from current session. It is up to the discretion of the photographer to extend current shoot to time lost by client.

If photographer arrives late to the session:

Photographer's Default Option on the day of is to Extend the current shoot for the amount of time photographer was late upon arrival. Client may choose one of two other options if they are not available to stay later- 1.) Reschedule current shoot (without penalty) for a different date and time for that same calendar year and current shoot will not progress that day; or 2.) Continue current shoot only until contracted time for a 50% refund MINUS Non-Refundable Retainer fee. Client MUST email Shutter Chicks Photography the issue and their choice no later than 24 hours from that day's session in order to fulfill these options, otherwise there will be no penalty for Shutter Chicks Photography or the photographer(s) and session will be fulfilled as it was a contracted fulfilled session.

Location Costs & Fees

If there are any costs/fees associated with the location the client has chosen for their session, you, the client, will be responsible for those fees. The photographer will not guarantee or arrange payment on any location. Session fee covers travel within 30 minutes from Mexico/Salt Lick Rd. in Saint Peters, MO. Any location outside of these limits will be subject to an additional charge of $10 for every 15 miles past the photographer's main location as part of the agreement.

Rescheduling/Cancellations

If an illness or situation prevents a photo session from taking place, client may reschedule their session at least 24 hours prior to their shoot without penalty and at a maximum of one (1) time to reschedule by the end of that calendar year (or at photographers discretion). Should client fail to give 24 hours notice or reschedule more than one (1) time, the entire session fee or any monies that have been paid, client understands is forfeited and will not be refunded. Retainer fee will not be refunded for any reason, unless Photographer deems otherwise. Photographer reserves the right to reschedule at any time due to illness, weather, equipment malfunction, or other circumstances beyond their control, but will do their best to reschedule as early as possible.

To cancel a session, the client must notify Shutter Chicks Photography dba K Very Photography via email or phone call, along with a written notice sent via email for documentation. Cancellations via the client directly must be done more than two (2) calendar days prior to the Session Date. If the session is cancelled 60+ calendar days prior to Event Date, client will receive refund of all monies paid MINUS the non-refundable retainer, as well as any additional fees that may have been incurred. If Session is cancelled calendar days 3-59 prior to Session Date, for all monies paid towards the total Session Package (minus the non-refundable retainer fee), the client will receive a 50% refund of the total Session Package (minus the non-refundable retainer fee) to the original payment method. Should client fail to give at least two (2) calendar days notice, client understands the non-refundable retainer fee and all monies paid thus far are forfeited and will not be refunded or be able to be used for future services for any reason, except up to the Photographers sole discretion.

Re-shoots / Refunds

Re-shoots and refunds are determined at the discretion of the photographer. Re-shoots and refunds will not be given for poor choices of clothing, make-up, hair, personal physical issues, rude or disruptive clients and/or guests, cooperation of those within the session, or weather related issues, or by not following the recommendations of the photographer.

Payment

All payments are due in full prior to session beginning unless payment arrangements have been made with photographer. Orders will not be processed until payment in full is received. Client has up to 15 calendar days from date of session to submit final payment, if complete payment has not been made, pictures will be property of Shutter Chicks Photography dba K Very Photography and used or destroyed at their discretion. If client has arranged a payment plan, order will be completed/placed after the final payment has been received.

For payments from Third Parties (those who do not sign the contract):

Client understands that payments will only be accepted from the client (who signs the contract) or client understands Refunds (if given) will only be refunded to the client no matter the payee. Gift Certificates may be purchased for the client and given to them for payment of services. Reiteration: Refunds (if given) will only be refunded to the client who signs this contract.

For Gift Certificates:

The Gift Certificates are only valid until the last date of expiration. Once the certificate is past expiration, they will no longer be valid use as payment or partial payment towards any type of session and Client(s)/Payer understand(s) this forfeit of payment. Gift Certificates may only be used on one session unless the Photographer and/or Owner of Shutter Chicks Photography states otherwise in written approval.

Completion Schedule

The Client agrees that no part of the Package, including previews (if any) will be delivered until the Outstanding Balance is paid in full. Digital processing takes approximately 1-3 weeks. A digital proof album will be given to the Client no more than 90 (ninety) days after the date of session, in the form of an Online Photo Gallery, or other medium, assuming the (Outstanding) Balance has been paid.

Damage

Photographer is not responsible for the damage of portraits or thumb drives after delivery to client, including damage caused during transit by US mail. Client assumes all responsibility for the safety of all portraits and/or thumb drives prior to and upon receipt. Photographer is also not repsonsible for any issues related to the internet or the website used to deliver images.

Model Release

You hereby give to Shutter Chicks Photography the absolute and irrevocable right and permission with respect to the photographs that he/she has taken of yourself and/or your minor child(ren) in which he/she may be included with others:

a) To copyright the same in the photographer’s name or any other name that he/she may select;

b) To use, re-use, publish and re-publish the same in whole or in part, separately or in conjunction with other photographs, in any medium now or hereafter known, and for any purpose whatsoever, including (but not by way of limitation) illustration, promotion, advertising and trade (unless contract box is chosen to not allow), and;

You hereby release and discharge photographer from all and any claims and demands ensuing from or in connection with the use of the photographs, including any and all claims for libel and invasion of privacy.

Further, you attest that you are the parent or legal guardian of the child or children that may be listed and that you have full authority to consent and authorize Shutter Chicks Photography to use their likenesses and names.

Right of Withdrawal
The Photographer’s discovery of breach of any part of this contract could result in its withdrawal. Non co-operation; changes of locations, facilities or times available; missed appointments; bad or returned checks, or late payments are examples of contributing factors. Should the Photographer(s) initiate the withdrawal, all fees and retainers will be returned, excepting fair market value for all services/products already provided. In case of either withdrawal, $95 a half hour is billed for all photography services already provided, and $95 a half hour is billed for all other services, consultations, and all travel time, rounded up to the nearest half-hour. If the Photographer(s) withdraw(s) -- the Client will not be billed for any services in excess of their retainers (except if retainer was in form of returned checks).

Liability

Photographer is not responsible for any injuries/deaths/unforeseen incidences inflicted upon any participating parties. Client(s) will be responsible for their children and for themselves and release photographer from any claims against their person, their equipment, or their business.

The Photographer(s) take(s) the utmost care with respect to exposure, transportation, and processing the photographs including using professional grade equipment and professional grade backup equipment. However, in the unlikely event those photographs have been lost, stolen, or destroyed for reasons within or beyond the Photographer’s control, the Photographer’s liability is limited to the return of all payments received for the session, or reschedule the session for another date upon client's agreement.

Non-Guarantee
Although every possible care will be taken to produce photographs of the session, the Photographer(s) cannot place an unconditional guarantee on the above. The Photographer(s) will not be held responsible for any ruined photographs due to any other flashes; special effects lighting at the location (stobe lights, mirrored balls, DJ lighting, etc.) or any other ruined photographs due to any other cause in or outside of the Photographer’s control. Low light conditions will cause images to appear grainy and have low resolution.

Photographer(s) is/are not responsible for interference out of their control (background, light, cleanliness of area, objects such as signs or power lines, etc), but will do their best to capture images reducing the amount of these interferences. To attempt to remove interferences, see "Editing" regarding additional editing fees.

Copyright & Penalty

Shutter Chicks Photography retains all copyrights to all images created during client’s session. A print release will be included with thumb drive digital files and upon request with your online gallery to print portraits for personal use up to designated size. The print release does not allow publication of your portraits (i.e. entering in contests), selling or altering of your images without the photographer’s written permission. It is illegal to copy, scan, download, print, share, alter, or otherwise steal any image created by Shutter Chicks Photography during client’s photo session. This applies to "sneak peek" images, images posted in an online proofing gallery, blog, Facebook, or hard copy images. If client steals images via any method listed above, or any other method, client will be invoiced for the cost of EACH digital image client has stolen, at photographer’s current price per digital file.

If you receive photos from Shutter Chicks Photography, the non-watermarked photos are for your personal use only; the watermarked are for any public display: social media, contests, etc. You will not receive any unedited photos unless under discretion of Shutter Chicks Photography.

Note from photographer: I work very hard to create images that reflect you and your family, while keeping in line with my artistic vision and creativity. I know you will want to share them and include a sneak-peek for that very reason. However, I ask that you simply link back to my blog/website/facebook page instead of right-clicking, saving, and sharing the image via your own page. I hope that you will respect not only my hard work, but the time, money, and dedication that I have put into training and equipment to capture these images for you. Please do not steal them.

Session Requests

*No cameras/camcorders/any type of recording device (this includes cell phone cameras) are allowed during the session unless prior arrangement has been made between client and photographer, including a written agreement. The photographer will not continue if there are other cameras or video taping during the session. The photographer reserves the right to cancel the session (and keep retainer).

*Session starts at the agreed upon time. It is strongly encouraged that client arrives 15 minutes prior to the start of session. This allows for any last-minute feeding, changing, and relaxing before session begins.

*Please do not bring any children not being photographed to the session.

*Please make sure hair is combed and face is clean and free of runny noses or eyes.

*Please avoid eating or drinking blue, purple, green, red or orange food or drinks before session, as those colors tend to leave a stain on the face.

You further acknowledge that participation is voluntary and that neither you, the minor child, or minor children will receive financial compensation of any type associated with the taking or publication of these photographs or participation in company marketing materials or other Company publications. I acknowledge and agree that publication of said photos confers no rights of ownership or royalties whatsoever.

You hereby release Shutter Chicks Photography, its contractors, its employees and any third parties involved in the creation or publication of Company publications, from liability for any claims by you or any third party in connection with your participation or the participation of the minor children listed in the booking.

When booking any session, you the client (again) attest that you are the client or the parent/legal guardian of the child or children that may be listed and that you have full authority to consent and authorize Shutter Chicks Photography dba K Very Photography to use their likenesses and names. You agree that You are at least 18 years of age and understand this contract in its entirety. You have the right to request a copy of this legal binding contract. If a copy of this contract is warranted, please communicate with Shutter Chicks Photography dba K Very Photography within 30 days of this signature date for them to provide a copy and send or give to you (the signer) in person.

Wedding & Event Photography Contract Terms & Conditions

Purpose

This agreement contains the entire understanding between the Photographer(s) and the Client. It supersedes all prior and simultaneous agreements between the parties. The only way to add or change this agreement is to do so in writing, signed by both parties, unless otherwise written in the contract.

Reservation

Upon your signature and retainer payment, the Photographer(s) will reserve the time and date agreed upon, and will not make other reservations for that time and date. This also includes time of communications and behind the scenes work to prepare for the event. For this reason, the Reservation Retainer is non-refundable, even if the date is changed or event cancelled for any reason, including acts of God, fire, strike, and extreme weather. The Reservation Retainer is to be paid at time of signing the contract. The Reservation Retainer is applied towards the contracted Event Package. Client understands and agrees that 75 % of the full contracted price be paid NO LESS than 30 calendar days prior to the event date (for the Event Package described in the contract). There will be a charge on the unpaid balance total of 15% per week (3+days = week) up until the event date until the balance is paid. The remaining balance (and any overdue charges) owed (for the Event Package described in the contract) is due on the day of and before the Event is to begin, or, on the Outstanding Balance Due date (if specified by photographer). Client agrees if the balance is not paid by this [event] time, this is a breach of contract and the Photographer will not photograph the Event, with a loss of Reservation Retainer and any payments made previous to event date by Client and no liability to the Photographer(s). See Event Cancellations and Payments for further information.

Pre-Event Consultation

The parties agree to a pre-event consultation (if needed or requested) before the Event in order to finalize the actual shooting times, locations, and Client’s request list (in writing) for specific photographs. The Client will be responsible for, or have someone designated, to identify people of whom specific photographs are desired. The Photographer(s) will not be held accountable for not photographing desired people if there is no one to assist in identifying people or gathering people for group photographs.

Shooting Time / Additions

The photography schedule and selected methodology are designed to accomplish the goals and wishes of the Client in a manner enjoyed by all parties. The Client and the Photographer(s) agree that cheerful cooperation and punctuality by all members of the Event staff are therefore essential to that purpose. Shooting commences at the scheduled start time agreed by both parties. Should additional photography and/or travel time, that is not included in the agreed package, be requested by the Client, it will be charged out at the rates specified in the Assignment Package, rounded to the nearest hour.

Location Costs & Fees

If there are any costs/fees associated with the location the client has chosen for their event, you, the client, will be responsible for those fees. The photographer will not guarantee or arrange payment on any location. Event fee covers travel within 30 minutes from Mexico/Salt Lick Rd. in Saint Peters, MO. Any location outside of these limits will be subject to an additional charge of $10 for every 15 miles past Mexico/Salt Lick Rd. in Saint Peters, MO as part of the agreement.

Scheduling

The Photographer starts at the agreed upon start time for the Event. Photographer is required to fulfill only the contracted time based on the contracted time agreed upon.

If client arrives late to the Event:

Photographer will only shoot for the duration of the contracted Event; Client understands this will also mean the number of edited photos returned may be reduced; No refunds will be given and all monies will be forfeited for time lost by client; It is up to the discretion of the photographer to extend current shoot to time lost by client.

If photographer arrives late to the Event:

Photographer's Default Option on the day of is to Extend the current Event Time for the amount of time photographer was late upon arrival. Client may choose one of two other options if there is not an option available to stay later- 1.) Schedule a Mini session (or Full session if photographer was more than 45 minutes late) (without penalty) for a different date and time for that same calendar year and current Event shooting will progress that day; or 2.) Event shooting still continues until contracted time, photographer will refund up to $350 for every hour late to client. Client MUST email Shutter Chicks Photography the issue and their choice no later than 48 hours after the end of that day's Event in order to fulfill one of these options, otherwise there will be no penalty for Shutter Chicks Photography or the photographer(s) and Event will be considered fulfilled as it was a contracted fulfilled Event.

House Rules

The Photographer(s) is/are limited by the guidelines of event officials and/or event location site management. The Client agrees to accept the technical results of their imposition on the Photographer(s). Negotiation with the officials for moderation of guidelines is the Client’s responsibility; the Photographer(s) will offer technical recommendations only.

Change of Date or Venue

Shutter Chicks Photography dba K Very Photography must be notified immediately of any changes in schedule or location, at least one (1) week (seven (7) calendar days) prior to the scheduled date of event without penalty and at a maximum of one (1) time to reschedule (must be within the next twelve (12) months and photographer must be available). If the event is not able to be continued by Shutter Chicks Photography dba K Very Photography due to the change in date or venue, a refund of all monies paid minus the non-refundable retainer fee will be refunded. Notification of any changes can be made by phone along with written notice sent via email for documentation. If an email is sent, a confirmation of receipt must be in writing. It is the client’s responsibility to confirm all arrangements at least seven to ten (7-10) calendar days prior to the event. In the event of change of address or contact information (time, etc.) as listed, client(s) must notify Shutter Chicks Photography dba K Very Photography. Should client(s) fail to give at least one (1) week (seven (7) calendar days) notice or reschedules more than one (1) time, the non-refundable retainer fee and all monies paid thus far, client(s) understand are forfeited and will not be refunded or be able to be used for future services for any reason, except up to the Photographers sole discretion.

Event Cancellations

To cancel an Event, the client must notify Shutter Chicks Photography dba K Very Photography via email or phone call, along with a written notice sent via email for documentation. Cancellations via the client directly must be done more than seven (7) calendar days prior to the Event Date. If the event is cancelled 60+ calendar days prior to Event Date, client will receive refund of all monies paid MINUS the non-refundable retainer, as well as any additional fees (i.e.- if engagement session was completed (which will be charged at the rate of the current (not when contract is signed) Full Session rate)). If event is cancelled calendar days 8-59 prior to Event Date, for all monies paid towards the total Event Package (minus the non-refundable retainer fee), the client will receive a 50% refund of the total Event Package (minus the non-refundable retainer fee) to the original payment method. Should client fail to give at least one (1) week (seven (7) calendar days) notice, client(s) understand the non-refundable retainer fee and all monies paid thus far are forfeited and will not be refunded or be able to be used for future services for any reason, except up to the Photographers sole discretion. Should the client otherwise fail to perform under this contract, the full amount due under this contract will become immediately due and payable as liquidated damages. The client acknowledges that the amount of the fees, deposits, and retainers paid shall be liquidated damages in the event of breach because the actual amount of Shutter Chicks Photography dba K Very Photography's damages would be difficult or impossible to determine.

Event Food Service

Wedding couple/Client agrees to provide a meal for Shutter Chicks Photography dba K Very Photography and those employed by photographer.

Special Garments

Shutter Chicks Photography dba K Very Photography cannot be held responsible for damage to garments during environmental events. Client is responsible to arrange personal assistance for wedding/special garments. Shutter Chicks Photography dba K Very Photography will not put any parties in a situation (unless requested by bride, groom or client) that will cause harm or damage to special garments. However, to achieve certain photos, the clients agree that will trust the discretion of Shutter Chicks Photography dba K Very Photography and assistants.

Digital Negatives, Prints, Copyrights & Penalty

Shutter Chicks Photography retains all copyrights to all images created during client’s session.

The photographs, digital negatives or prints produced by the Photographer(s) are protected by International Copyright Law (all rights reserved) and the Photographer(s) retain(s) the copyright to all photos and images produced. The Client may receive a copy of the digital photographs on disc/thumb drive or online gallery access as part of the Event Package. A print release will be included with thumb drive digital files and upon request with your gallery to print portraits for personal use up to designated size. The print release does not allow publication of your portraits (i.e. entering in contests), selling or altering of your images without the photographer’s written permission. It is illegal to copy, scan, download, print, share, alter, or otherwise steal any image created by Shutter Chicks Photography during client’s Event. This applies to "sneak peek" images, images posted in an online proofing gallery, blog, Facebook, or hard copy images. If client steals images via any method listed above, or any other method, client will be invoiced for the cost of EACH digital image client has stolen, at photographer’s current price per digital file.

The Client agrees to prior written permission from the Photographer for Sale, Publication or any Commercial use of the photographs, as it is not allowed without the written Photographers permission. Images may be edited at the photographer’s discretion, and delivered images may not include all images shot. The photographer reserves the creative right to edit and release only those deemed professional in quality and within the photographer’s artistic standards. By signing this contract, the client is aware of the style of photography that Shutter Chicks Photography dba K Very Photography produces.

Due to the lack of information about how long thumb drives/CDs/DVDs/online galleries can hold information, Shutter Chicks Photography dba K Very Photography recommends you back up your images on another media format other than thumb drives/CD/DVD/online galleries. Shutter Chicks Photography dba K Very Photography also recommends making multiple copies of thumb drives/CDs/DVDs every year to insure the images for years to come. Shutter Chicks Photography dba K Very Photography cannot be held responsible for the failure of thumb drives/CDs/DVDs due to mishandling. It is the client’s responsibility to keep several copies of any thumb drives/CDs/DVDs in more than one location, and back the images up on another format such as a hard drive. Once the images are in the hands of the client, it is the client’s responsibility to download and save the images. Backing up your images is very important.

Archive- After twelve (12) months from date of signed photo release, all images will be purged from photographer’s hard-drive, except as needed for promotional purposes, to be determined by photographer at photographer’s sole discretion. Photographer is not responsible for loss or damage to the digital files due to circumstances beyond photographer’s control. An additional $200 fee will be applied if new thumb drives or online gallery access are to be re-issued with original photos given.

Model Release

The Client hereby grants to the Photographer(s) and its legal representatives and assigns, the irrevocable and unrestricted right to use and publish photographs of the Event, its guests, attendees, and officials for editorial, trade, advertising, stock, commercial and any other purpose and in any manner and medium; to alter the same without restriction; and to copyright the same. The Client hereby releases the Photographer(s) and his legal representatives and assigns from all claims and liability relating to said photographs.

Exclusivity / Guest Photography

The Photographer(s) will be the sole professional photographer at the event and will be the only one allowed to photograph the event. In which case, amateur photographers may take photos during the event if they do not interfere with the contracted Photographer and are not shooting the Photographer’s same posed shots. If a problem arises with any guest or attendee(s) the On-site Event Contact will be advised to handle the situation politely for the Photographer(s) by enforcing the conditions of this agreement.

Cooperation of Guests, Bride, Groom or their Wedding Party and Other Service Providers

The Client is responsible for the conduct of the Coordination with other service providers may be necessary to complete all the photography as scheduled. The Client should share the photography schedule with other service providers to make sure that there are no conflicts with times. In addition, events during the Event should be planned to make the best use of time for all vendors. The Photographer(s) will not tolerate verbally or physically abusive behavior, nor will the Photographer(s) share its time or compete with guest photographers for the attention of the subjects. Unchecked guest/bride/groom/wedding party/other vendors conduct that interferes with photography will seriously affect the quality of the photographs taken and increase the number of photos that must be created. If the Client is unable to control the conduct of the guests, themselves, other vendors, their wedding party or if the conduct of any of the Event guests, themselves, other vendors, or their wedding party damages any of the equipment of the Photographer(s), it will result in the early or immediate departure of the Photographer(s). The Client understands that in such an event, no refund will be given. The photographer will not be held liable for any injuries/deaths/unforseen incidences from the use of their equipment. The Clients also agree to give the Photographer sufficient warning of key events to give the Photographer time to prepare e.g. cutting the cake, speeches etc.

Liability- Photographer is not responsible for any injuries/deaths/unforeseen incidences inflicted upon any participating parties. Client(s) will be responsible for their guests, for themselves, for their wedding party, and other vendors and release photographer from any claims against their person, their equipment, or their business.

Completion Schedule

The Client agrees that no part of the Event Package, including previews (if any) will be delivered until the Outstanding Balance is paid in full. Digital processing takes approximately 2 weeks to month. A digital proof album will be given to the Client no more than 90 (ninety) days after the Event, in the form of an Online Photo Gallery, or other medium, assuming the (Outstanding) Balance has been paid.

Payments

The Client agrees that the Reservation Retainer is required at the time of signing the contract. Client understands and agrees that 75 % of the full contracted price be paid NO LESS than 30 calendar days prior to the event date (for the Event Package described in the contract). There will be a charge on the unpaid balance due total of 15% per week (3+days = week) up until the event date until the balance is paid. The remaining balance (and any overdue charges) owed (for the Event Package described in the contract) is due on the day of and before the Event is to begin, or, on the Outstanding Balance Due date (if specified by photographer). Client agrees if the balance is not paid by this [event] time, this is a breach of contract and the Photographer will not photograph the Event, with a loss of Reservation Retainer and any payments made previous to event date by Client and no liability to the Photographer(s). The Retainer will not be refunded or be able to be used for future services for any reason, except up to the Photographers sole discretion. Please see Cancellation Policy above for any additional information.

For payments from Third Parties (those who do not sign the contract):

For Gift Certificates:

Penalty Fees & Charges

There is a $35 charge for payments returned by the bank for any reason. There will be a $50 late payment fee for any payments that are not postmarked or delivered to the Photographer(s) by the required date (this is for the final balance amount or outstanding amount due). For 75% Balance due prior to 30 days of the event date, there will be a charge on the unpaid balance due total of 15% per week (3+days = week) up until the event date until the balance is paid.

Right of Withdrawal

The Photographer’s discovery of new information, changes, or other factors tending to circumvent its policies (breach of any part of this contract) could result in its withdrawal. Non co-operation; changes of locations, facilities or times available; missed appointments; bad or returned checks, or late payments are examples of contributing factors. Should the Photographer(s) initiate the withdrawal, all fees and retainers will be returned, excepting fair market value for all services/products already provided. In case of either withdrawal, the current (not at time of contract signature date) Full Session rate is billed for all photography services already provided, as well as for all other services, consultations, and all travel time, rounded up to the nearest hour. If the Photographer(s) withdraw(s) -- the Client will not be billed for any services in excess of their retainers (except if retainer was in form of returned checks).

Limit of Liability

In the unlikely event of severe medical, natural, or other emergency it could be necessary to retain a different photographer. The Photographer(s) will make every effort to secure a skilled replacement photographer. If the situation should occur and a suitable replacement is not found, responsibility and liability is limited to the return of all payments received for the Event Package. The Photographer(s) take(s) the utmost care with respect to exposure, transportation, and processing the photographs including using professional grade equipment and professional grade backup equipment. However, in the unlikely event those photographs have been lost, stolen, or destroyed for reasons within or beyond the Photographer’s control, the Photographer’s liability is limited to the return of all payments received for the event package. The limit of liability for a partial loss of originals shall be a prorated amount of the exposures lost based on the percentage of total number of originals. Photographer is not responsible for the damage of portraits or thumb drives after delivery to client, including damage caused during transit by US mail. Client assumes all responsibility for the safety of all portraits and/or thumb drives prior to and upon receipt. Photographer is also not responsible for any issues related to the internet or the website used to deliver images.

Non-Guarantee

Although every possible care will be taken to produce photographs of all important and special moments during the Event, the Photographer(s) cannot place an unconditional guarantee on the above. The Photographer(s) will not be held responsible for any ruined photographs due to guests’ (or any other) flashes; special effects lighting at the venue (stobe lights, mirrored balls, DJ lighting, etc.) or any other ruined photographs due to any other cause in or outside of the Photographer’s control. Low light conditions will cause images to appear grainy and have low resolution. Please note that not all guests like having their photo taken. In such cases the Photographer(s) will use his/her discretion but cannot be held responsible for a lack of photos of these people.

Client understands, upon receipt of photos, if any issues (editing, unhappy with photos, etc.) arise, client must notify photographer(s) immediately of the issue within 30 days of receiving the photos. Client also understands that once photos are downloaded, this informs the photographer(s) the pictures are to the client's approval and fulfillment of the contract by the photographer(s) has been completed.

Performance

The performance of this contract on behalf of the Photographer shall be contingent upon acts of God, flood, fire, warfare, government laws or regulations, electrical failure, strikes by suppliers, and / or conditions beyond its control.

Severability

If any provision of this agreement is held to be invalid or unenforceable under the law, the validity of this agreement as a whole shall not be affected, and the other provisions of the agreement shall remain in full force and effect.

Amendments

This contract has been freely negotiated and shall be recognized as the entirety of the agreement, and only those changes or modifications specifically placed in writing, attached, signed and dated by the Client and the Photographer(s) at the time of this signing shall be recognized as amendments to this contract.

Reprint Orders

If a disc of the digital photos is not part of the agreed Assignment Package, reprints (or additional prints) of photos and other products may be ordered by the Client, through the Photographer, or Online Photo Gallery, if included in the package, at listed prices.

Shutter Chicks Photography dba K Very Photography

This document is provided by Shutter Chicks Photography dba K Very Photography for its members and their clients only. This agreement is solely between the Photographer(s) and Client stated, and Shutter Chicks Photography dba K Very Photography will not be liable to either party for its use and enforcement. *Offerings [excluding prices] are subject to change without notice. The most up to date contract will immediately apply to any client that has already signed.

THE CLIENT BOOKING THE EVENT HEREBY ACKNOWLEDGES THEY ARE AT LEAST 18 YEARS OF AGE AND THAT THEY HAVE READ, AND UNDERSTAND THIS AGREEMENT’S CONTENTS.

Permission is hereby granted to Shutter Chicks Photography dba K Very Photography to use any images created under this contract for professional samples, displays, internet website pages, advertising, exhibitions, contests, and any other purpose. The laws of Missouri shall govern this agreement.

You have the right to request a copy of this legal binding contract. If a copy of this contract is warranted, please communicate with Shutter Chicks Photography dba K Very Photography within 30 days of this signature date for them to provide a copy and send or give to you (the signer) in person.

Wedding/Event Planning Terms & Conditions

This Wedding/Event Planning Agreement (the "Agreement") is made effective as of the date the client signs the contract. Under this Agreement, the Client desire to hire Kristen Very as a professional consultant and day coordinator for their wedding/event scheduled on the date chosen on the contract.

1. DESCRIPTION OF SERVICES. Beginning on the date the contract is signed by the client, Shutter Chicks Photography DBA K Very Photography (herein referred to as 'Kristen Very') will provide to the Client the following wedding/event planning services (collectively, the "Services"): (one of the services listed below is chosen on the contract by the client)

Day Of Help Me Services:
One consulting meeting (if requested) at any time during your planning process, prior to the 6-week service start time

Services begin 6 weeks out with Pre-wedding Planning Meeting

Available for unlimited emails/phone calls for final 8 weeks

Comprehensive day-of timeline for vendors/wedding party

Finalize details with vendors & serve as point of contact

Facilitate rehearsal with officiant and venue coordinator

Provide up to 12 hours on wedding day through end of reception

Direct vendors, wedding party, and families

Oversee set up / tear down at venues as needed

Manage last-minute changes and special needs

Partial Planner Services:
It's up to 35 hours of my time for you to use however you need such as:

Personalized planning timeline and budget assistance

Vendor recommendations based on budget and style

Etiquette questions

Event design assistance

Consulting meetings throughout the planning process

Consulting at vendor meetings

Consulting at tasting

Consulting at final venue walk through

This package also includes the entirety of the Day of Help Me package for planning wrap up and wedding management.

Party On Planning Services:

One consulting meeting beginning 1 week out from the event

Available for unlimited emails/phone calls for that week

Comprehensive day-of timeline for vendors/ party

Finalize details with vendors & serve as point of contact if applicable

Provide up to 8 hours on day through end of party

Direct vendors and party attendees

Oversee set up / tear down at venue as needed

Manage last-minute changes and special needs

2. PERFORMANCE OF SERVICES.

a. The manner in which the Services are to be performed and the specific hours to be worked by Kristen Very shall be determined by the Client. The Client will rely on Kristen Very to work as many hours as may be reasonably necessary to fulfill Kristen Very's obligation under this Agreement, but as stated per service chosen.

b. The Client shall not change the date, time or location of the wedding ceremony/party without first contacting and advising Kristen Very of said changes so as to determine if Kristen Very is still available to provide services. If the Client does change the date, time or location of the scheduled wedding ceremony/party, and Kristen Very is unavailable to provide services, then Client is released from all contract obligations, and shall in no way be held responsible or liable in any manner whatsoever for non-performance. The Client also forfeit Kristen Very's fee (Retainer due at signing) for non-compliance with this Agreement.

c. Kristen Very shall arrive at the location at an agreed upon time to meet the vendors prior to the start of the ceremony/party. The Client fully understand and agree that Kristen Very shall not be responsible or held liable in the event Kristen Very is prohibited from providing day of services due to illness, hospitalization, auto accident, transportation breakdown/disruption, traffic difficulties, acts of God such as hurricanes or inclement weather or other unforeseen incapacitation or other cause of non-arrival on the day of the wedding/party. Kristen Very will make every attempt to notify the Client and to provide for a substitute Consultant who can provide services if time and resources permit. In any event, Kristen Very, their agents and assigns shall NOT be held liable for any compensation or any damages (including punitive) due to non-performance of any services resulting from such incapacitations, non-arrival, errors and/or omissions of any type.

3. PAYMENT. As full compensation for the Services provided by Kristen Very, the Client agrees to pay Kristen Very according to service's listed pricing. This fee shall be payable with retainer due at signing of contract and the remainder in a lump sum upon completion or Day of the Services. Client understands and agrees the remaining balance owed (for the Event Package described in the contract) is due on the day of the event. Client agrees if the balance is not paid by this [event] time, this is a breach of contract and Kristen Very will not complete any more services, with a loss of Reservation Retainer and any payments made previous to event date by Client and no liability to Kristen Very. The Retainer will not be refunded or be able to be used for future services for any reason, except up to Kristen Very's sole discretion. The Client understands that they are responsible for paying for vendor products and services in full. The Client accepts responsibility for purchasing items needed for the wedding/reception/party. If the Client requests any special provisions or services from Kristen Very, these details shall be submitted in writing no later than three weeks prior to the event date. The details and fee structure will then be noted in an addendum to this Agreement.

Please see Cancellation Policy for any additional information.

For payments from Third Parties (those who do not sign the contract):

For Gift Certificates:

Penalty Fees & Charges
There is a $35 charge for payments returned by the bank for any reason. There will be a $50 late payment fee for any payments that are not postmarked or delivered to the Photographer(s) by the required date (this is for the final balance amount or outstanding amount due). For 75% Balance due prior to 30 days of the event date, there will be a charge on the unpaid balance due total of 15% per week (3+days = week) up until the event date until the balance is paid.

4. RETAINER. At the time of signing the Agreement, the Client shall pay a non-refundable retainer fee in the amount of half of the chosen service package to Kristen Very for the Services. The retainer will be subtracted from the total payment owed by the Client upon completion or Day of the Services. Kristen Very will reserve the time and date agreed upon, and will not make other reservations for that time and date. This also includes time of communications and behind the scenes work to prepare for the event. For this reason, the Reservation Retainer is non-refundable, even if the date is changed or event cancelled for any reason, including acts of God, fire, strike, and extreme weather. The Reservation Retainer is to be paid at time of signing the contract. The Reservation Retainer is applied towards the contracted Event Package. Client understands and agrees that the remaining balance owed (for the Event Package described in the contract) is due on the day of the Event. Client agrees if the balance is not paid by this [event] time, this is a breach of contract and Kristen Very will not continue services for the Event, with a loss of Reservation Retainer and any payments made previous to event date by Client and no liability to Kristen Very.

5. EXPENSE REIMBURSEMENT. All expenses incurred by Kristen Very during the performance of this Agreement shall be the sole responsibility of Kristen Very; provided, however, those expenses already agreed upon by both parties to be the responsibility of the Client. If other expenses arise during Kristen Very's performance of this Agreement, Kristen Very shall obtain prior consent of the Client before Kristen Very can be reimbursed.

Location Costs & Fees

If there are any costs/fees associated with the location the client has chosen for their event, you, the client, will be responsible for those fees. Kristen Very will not guarantee or arrange payment on any location. Event fee covers travel within 30 minutes from Mexico/Salt Lick Rd. in Saint Peters, MO. Any location outside of these limits will be subject to an additional charge of $10 for every 15 miles past Mexico/Salt Lick Rd. in Saint Peters, MO as part of the agreement.

6. TERM. The Client and Kristen Very agree that this Agreement shall commence on the contract signed date and terminate at the end of the event.

7. RELATIONSHIP OF PARTIES. It is understood by the parties that Kristen Very is an independent contractor with respect to the Client, and not an employee of the Client. The Client will not provide fringe benefits, including health insurance benefit, paid vacation or any other employee benefit, for the benefit of Kristen Very.

8. EMPLOYEES. Kristen Very's employees, if any, who perform services for the Client under this Agreement shall also be bound by the provisions of this Agreement.

9. ASSIGNMENT. Kristen Very's obligations under this Agreement may not be assigned or transferred to any other person, firm, or corporation without the prior written consent of the Client.

10. RETURN OF RECORDS. Upon termination of this Agreement, Kristen Very shall deliver all records, notes, data, memoranda, models, and equipment of any nature that is in Kristen Very's possession or under Kristen Very's control and that are the property of the Client.

11. WARRANTY. Kristen Very shall provide its services and meet its obligations under this Agreement in a timely and workmanlike manner, using knowledge and recommendations for performing the services which meet generally acceptable standards in Kristen Very's industry and region, and will provide a standard of care equal to, or superior to, care used by service providers similar to Kristen Very on similar projects.

12. DEFAULT. The occurrence of any of the following shall constitute a material default under this Agreement:

a. The failure to make a required payment when due.

b. The insolvency or bankruptcy of either party.

c. The subjection of any of either party's property to any levy, seizure, general assignment for the benefit of creditors, application or sale for or by any creditor or government agency.

d. The failure to make available or deliver the Services in the time and manner provided for in this Agreement.

Event Cancellations

To cancel an Event, the client must notify Shutter Chicks Photography dba K Very Photography via email or phone call, along with a written notice sent via email for documentation. Cancellations via the client directly must be done more than seven (7) calendar days prior to the Event Date. If the event is cancelled 60+ calendar days prior to Event Date, client will receive refund of all monies paid MINUS the non-refundable retainer, as well as any additional fees. If event is cancelled calendar days 8-59 prior to Event Date, for all monies paid towards the total Event Package (minus the non-refundable retainer fee), the client will receive a 50% refund of the total Event Package (minus the non-refundable retainer fee) to the original payment method. Should client fail to give at least one (1) week (seven (7) calendar days) notice, client(s) understand the non-refundable retainer fee and all monies paid thus far are forfeited and will not be refunded or be able to be used for future services for any reason, except up to Kristen Very's sole discretion. Should the client otherwise fail to perform under this contract, the full amount due under this contract will become immediately due and payable as liquidated damages. The client acknowledges that the amount of the fees, deposits, and retainers paid shall be liquidated damages in the event of breach because the actual amount of Shutter Chicks Photography dba K Very Photography's damages would be difficult or impossible to determine.

13. REMEDIES. In addition to any and all other rights a party may have available according to law, if a party defaults by failing to substantially perform any provision, term or condition of this Agreement (including without limitation the failure to make a monetary payment when due), the other party may terminate the Agreement by providing written notice to the defaulting party. This notice shall describe with sufficient detail the nature of the default. The party receiving such notice shall have 20 days from the effective date of such notice to cure the default(s). Unless waived by a party providing notice, the failure to cure the default(s) within such time period shall result in the automatic termination of this Agreement.

14. FORCE MAJEURE. If performance of this Agreement or any obligation under this Agreement is prevented, restricted, or interfered with by causes beyond either party's reasonable control ("Force Majeure"), and if the party unable to carry out its obligations gives the other party prompt written notice of such event, then the obligations of the party invoking this provision shall be suspended to the extent necessary by such event. The term Force Majeure shall include, without limitation, acts of God, plague, epidemic, pandemic, outbreaks of infectious disease or any other public health crisis, including quarantine or other employee restrictions, fire, explosion, vandalism, storm or other similar occurrence, orders or acts of military or civil authority, or by national emergencies, insurrections, riots, or wars, or strikes, lock-outs, work stoppages, or other labor disputes, or supplier failures. The excused party shall use reasonable efforts under the circumstances to avoid or remove such causes of non-performance and shall proceed to perform with reasonable dispatch whenever such causes are removed or ceased. An act or omission shall be deemed within the reasonable control of a party if committed, omitted, or caused by such party, or its employees, officers, agents, or affiliates.

15. ENTIRE AGREEMENT. This Agreement contains the entire Agreement of the parties, and there are no other promises or conditions in any other contract whether oral or written concerning the subject matter of this Agreement. This Agreement supersedes any prior written or oral agreements between the parties.

16. SEVERABILITY. If any provision of this Agreement shall be held to be invalid or unenforceable for any reason, the remaining provisions shall continue to be valid and enforceable. If a court finds that any provision of this Agreement is invalid or unenforceable, but that by limiting such provision it would become valid and enforceable, then such provision shall be deemed to be written, construed, and enforced as so limited.

17. AMENDMENT. This Agreement may be modified or amended in writing, if the writing is signed by the party obligated under the amendment.

18. GOVERNING LAW. This Agreement shall be governed by the laws of the State of Missouri.

19. NOTICE. Any notice or communication required or permitted under this Agreement shall be sufficiently given if delivered in person or by certified mail, return receipt requested, to the address set forth in the opening paragraph or to such other address as one party may have furnished to the other in writing.

20. WAIVER OF CONTRACTUAL RIGHT. The failure of either party to enforce any provision of this Agreement shall not be construed as a waiver of limitation of that party's right to subsequently enforce and compel strict compliance with every provision of this Agreement.

21. OTHER CONTRACTUAL:

Pre-Event Consultation
The parties agree to a pre-event consultation (if needed or requested) before the Event in order to finalize the event details. Kristen Very will not be held accountable for specific event details or coordination if there is not a written notice or no one is able to assist/discuss with her/her employees.

House Rules
The Photographer(s) is/are limited by the guidelines of event officials and/or event location site management.

Change of Date or Venue
Shutter Chicks Photography dba K Very Photography must be notified immediately of any changes in schedule or location, at least one (1) week (seven (7) calendar days) prior to the scheduled date of event without penalty and at a maximum of one (1) time to reschedule (must be within the next twelve (12) months and Kristen Very must be available). If the event is not able to be continued by Shutter Chicks Photography dba K Very Photography due to the change in date or venue, a refund of all monies paid minus the non-refundable retainer fee will be refunded. Notification of any changes can be made by phone along with written notice sent via email for documentation. If an email is sent, a confirmation of receipt must be in writing. It is the client’s responsibility to confirm all arrangements at least seven to ten (7-10) calendar days prior to the event. In the event of change of address or contact information (time, etc.) as listed, client(s) must notify Shutter Chicks Photography dba K Very Photography. Should client(s) fail to give at least one (1) week (seven (7) calendar days) notice or reschedules more than one (1) time, the non-refundable retainer fee and all monies paid thus far, client(s) understand are forfeited and will not be refunded or be able to be used for future services for any reason, except up to Kristen Very's sole discretion.

Event Food Service
Wedding couple/Client agrees to provide a meal for Shutter Chicks Photography dba K Very Photography and those employed by photographer.

Cooperation of Guests, Bride, Groom or their Wedding Party and Other Service Providers

The Client is responsible for the conduct of the Coordination with other service providers may be necessary to complete all the photography as scheduled. Kristen Very will not tolerate verbally or physically abusive behavior. Unchecked guest/bride/groom/wedding party conduct that interferes with the services will seriously affect the quality service given by Kristen Very. If the Client is unable to control the conduct of the guests, themselves or their wedding party, it will result in the early or immediate departure of Kristen Very. The Client understands that in such an event, no refund will be given.

Shutter Chicks Photography dba K Very Photography
This document is provided by Shutter Chicks Photography dba K Very Photography for its members and their clients only. This agreement is solely between the Photographer(s) and Client stated, and Shutter Chicks Photography dba K Very Photography will not be liable to either party for its use and enforcement. *Offerings [excluding prices] are subject to change without notice. The most up to date contract will immediately apply to any client that has already signed.

THE CLIENT BOOKING THE EVENT HEREBY ACKNOWLEDGES THEY ARE AT LEAST 18 YEARS OF AGE AND THAT THEY HAVE READ, AND UNDERSTAND THIS AGREEMENT’S CONTENTS.

All parties understand and agree to all that is above. Client(s) agree(s) to only sign if they have read and agreed to the terms of service in this contract and they believe all information is deemed correct to the best of their knowledge.

Officiant Service Terms & Conditions

CEREMONY PACKAGES & ADDITIONAL SERVICES:

* Marriage License Signing: Officiant will confirm the couple’s identity and intent to marry, and complete the marriage license. This service is limited to 5-10 minutes and does not include a ceremony. The Couple must provide two adult (18+ years of age) witnesses, and may invite up to four guests total (including witnesses). The Officiant will return the license to the County Auditor’s office within 30 days of the ceremony, as required by the state.

* Elopement Ceremony: The Officiant agrees to arrive at the venue at least 30 minutes before the ceremony start-time. The Officiant will perform a marriage ceremony for the Couple, and complete the marriage license. This service is limited to ceremonies up to 45 minutes long, not including signing services. The Couple must provide two adult (18+ years of age) witnesses. The Officiant will return the license to the County Auditor’s office within 30 days of the ceremony, as required by the state. In addition, the Officiant agrees to provide up to 2 hours of consultation time to plan the ceremony and review the wedding script (either over video, phone, or in-person).

* Vow Renewal Ceremony: The Officiant agrees to arrive at the venue at least 30 minutes before the ceremony start-time. The Officiant agrees to perform a vow renewal ceremony for the Couple. This service does not include a marriage license signing service. This service is limited to ceremonies up to 45 minutes long. In addition, the Officiant agrees to provide up to 2 hours of consultation time to plan the ceremony and review the wedding script (either over video, phone, or in-person).

* Rehearsal Ceremony: The Officiant agrees to attend a rehearsal ceremony for up to one hour, dressed in casual attire. This service does not include organizing or leading a rehearsal ceremony; the Officiant will attend in a limited capacity to review the wedding ceremony order and any unity ceremony components. Additional travel fees may apply (see above chargeline).

* Custom Wedding Ceremony Script and/or Vows: Officiant agrees to write a custom wedding ceremony script and/or wedding vows for the Couple. The Couple can request up to 2 script revisions, after which time an additional fee of $50 will be charged per revision. No revision requests will be accepted within 3 days of the ceremony.

Purpose
This agreement contains the entire understanding between the Officiant and the Client. It supersedes all prior and simultaneous agreements between the parties. The only way to add or change this agreement is to do so in writing, signed by both parties, unless otherwise written in this contract.

Reservation
Upon your signature and Reservation Retainer, the Officiant will reserve the time and date agreed upon, and will not make other reservations for that time and date. This also includes time of communications and behind the scenes work to prepare for the event. For this reason, the Reservation Retainer is non-refundable, even if the date is changed or event cancelled for any reason, including acts of God, fire, strike, and extreme weather. The Reservation Retainer is to be paid at time of signing the contract. The Reservation Retainer is applied towards the contracted Officiant Package. See Event Cancellations and Payments for further information.

Reservation Retainer Requirement:
The Couple agrees to pay a Reservation Retainer in the amount of 50% of total cost upon signing this agreement. This Reservation Retainer will be put toward the total owed, and places a ‘hold’ on the Officiant’s services on the ceremony date given herein. This Reservation Retainer is non-refundable, with few exceptions (see Cancellation policies for more information).

Remaining Balance:
The Couple agrees to pay the remaining 50% balance for all services on your ceremony date.

Pre-Event Consultation
The parties agree to a pre-event consultation before the Event in order to finalize the times, locations, and Client’s requested changes to ceremony script/vows. The Client will be responsible for ensuring vows/script is to their liking no less than three (3) days prior to the ceremony. The Officiant will not be held accountable for changes submitted less than three (3) days prior to the ceremony.

Location Costs & Fees

If there are any costs/fees associated with the location the client has chosen for their ceremony or for any additional county/state marriage requirements, you, the client, will be responsible for those fees. The officiant will not guarantee or arrange payment on any location. Officiating fee covers travel within 30 minutes from Mexico/Salt Lick Rd. in Saint Peters, MO. Any location outside of these limits will be subject to an additional charge of $10 for every 15 miles past Mexico/Salt Lick Rd. in Saint Peters, MO as part of the agreement.

Scheduling

The Officiant starts at the agreed upon start time for the ceremony. Officiant is required to fulfill only the contracted time based on the contracted time agreed upon.

If ceremony starts more than 15 minutes late (after time listed above):

An additional $40 will be charged for the Officiant’s time. Ceremonies that start more than 30 minutes late will only be performed if the Officiant’s schedule permits. Client understands this will also mean full payment is required to the Officiant and no refunds will be given and all monies will be forfeited for time lost by client; It is up to the discretion of the Officiant to extend time lost by client.

Change of Date or Venue
Kristen Very, Officiant and owner of Shutter Chicks Photography dba K Very Photography must be notified immediately of any changes in schedule or location, at least one (1) week (seven (7) calendar days) prior to the scheduled date of event without penalty and at a maximum of one (1) time to reschedule (must be within the next twelve (12) months and photographer must be available). If the event is not able to be continued by the Officiant due to the change in date or venue, a refund of all monies paid minus the non-refundable retainer fee will be refunded. Notification of any changes can be made by phone along with written notice sent via email for documentation. If an email is sent, a confirmation of receipt must be in writing. It is the client’s responsibility to confirm all arrangements at least seven to ten (7-10) calendar days prior to the event. In the event of change of address or contact information (time, etc.) as listed, client(s) must notify Kristen Very. Should client(s) fail to give at least one (1) week (seven (7) calendar days) notice or reschedules more than one (1) time, the non-refundable retainer fee and all monies paid thus far, client(s) understand are forfeited and will not be refunded or be able to be used for future services for any reason, except up to the Officiant's sole discretion.

Ceremony Cancellations

To cancel a ceremony or contracted event, the client must notify Kristen Very via email or phone call, along with a written notice sent via email for documentation. Cancellations via the client directly must be done more than seven (7) calendar days prior to the Ceremony Date. If the ceremony or contracted event is cancelled 60+ calendar days prior to ceremony or contracted event Date, client will receive refund of all monies paid MINUS the non-refundable retainer, as well as any additional fees. If ceremony or contracted event is cancelled calendar days 8-59 prior to ceremony or contracted event Date, for all monies paid towards the total Officiant Package (minus the non-refundable retainer fee), the client will receive a 50% refund of the total Officiant Package (minus the non-refundable retainer fee) to the original payment method. Should client fail to give at least one (1) week (seven (7) calendar days) notice, client(s) understand the non-refundable retainer fee and all monies paid thus far are forfeited and will not be refunded or be able to be used for future services for any reason, except up to the Officiant's sole discretion. Should the client otherwise fail to perform under this contract, the full amount due under this contract will become immediately due and payable as liquidated damages. The client acknowledges that the amount of the fees and retainers paid shall be liquidated damages in the event of breach because the actual amount of Kristen Very's damages would be difficult or impossible to determine.

Cooperation of Guests, Bride, Groom or their Wedding Party and Other Service Providers

The Client is responsible for the conduct of the Coordination with other service providers may be necessary to complete the vows/script as scheduled. The Officiant will not tolerate verbally or physically abusive behavior, nor will the Officiant share its time or compete with guests for the attention of the subjects. Unchecked guest/bride/groom/wedding party conduct that interferes with officiating will seriously affect the quality of the vows/script. If the Client is unable to control the conduct of the guests, themselves or their wedding party, it will result in the early or immediate departure of the Officiant. The Client understands that in such an event, no refund will be given.

Liability- Officiant is not responsible for any injuries/deaths/unforeseen incidences inflicted upon any participating parties. Client(s) will be responsible for their guests, for themselves, and for their wedding party and release Officiant from any claims against their person or their business.

For payments from Third Parties (those who do not sign the contract):

For Gift Certificates:

The Gift Certificates are only valid until the last date of expiration. Once the certificate is past expiration, they will no longer be valid use as payment or partial payment towards any type of contracted agreement and Client(s)/Payer understand(s) this forfeit of payment. Gift Certificates may only be used on one session unless the Officiant and/or Owner of Shutter Chicks Photography states otherwise in written approval.

Right of Withdrawal
The Officiant's discovery of new information, changes, or other factors tending to circumvent its policies (breach of any part of this contract) could result in its withdrawal. Non co-operation; changes of locations, facilities or times available; missed appointments; bad or returned checks, or late payments are examples of contributing factors. Should the Officiant initiate the withdrawal, all fees and retainers will be returned, excepting fair market value for all services/products already provided. In case of either withdrawal, the current (not at time of contract signature date) rate is billed for all officiating services already provided, as well as for all other services, consultations, and all travel time, rounded up to the nearest half hour. If the Officiant withdraws -- the Client will not be billed for any services in excess of their retainers (except if retainer was in form of returned checks).

Limit of Liability
In the unlikely event of severe medical, natural, or other emergency it could be necessary to retain a different officiant. The Officiant will make every effort to secure a replacement officiant. If the situation should occur and a suitable replacement is not found, responsibility and liability is limited to the return of all payments received for the Officiant Package. Officiant is also not responsible for any issues related to the internet or the website used to deliver vow/script revisions.

Non-Guarantee
Officiant is not responsible for interference out of their control (background, environment sounds, etc), but will do their best to ensure the couple can hear the script/vows.

Performance
The performance of this contract on behalf of the Officiant shall be contingent upon acts of God, flood, fire, warfare, government laws or regulations, strikes by suppliers, and / or conditions beyond its control.

Severability
If any provision of this agreement is held to be invalid or unenforceable under the law, the validity of this agreement as a whole shall not be affected, and the other provisions of the agreement shall remain in full force and effect.

Amendments
This contract has been freely negotiated and shall be recognized as the entirety of the agreement, and only those changes or modifications specifically placed in writing, attached, signed and dated by the Client and the Officiant at the time of this signing shall be recognized as amendments to this contract.

Shutter Chicks Photography dba K Very Photography
This document is provided by Shutter Chicks Photography dba K Very Photography for its members and their clients only. This agreement is solely between the Officiant and Client stated, and Shutter Chicks Photography dba K Very Photography will not be liable to either party for its use and enforcement. *Offerings [excluding prices] are subject to change without notice. The most up to date contract will immediately apply to any client that has already signed.

THE CLIENT BOOKING THE EVENT HEREBY ACKNOWLEDGES THEY ARE AT LEAST 18 YEARS OF AGE AND THAT THEY HAVE READ, AND UNDERSTAND THIS AGREEMENT’S CONTENTS.

Permission is hereby granted to Shutter Chicks Photography dba K Very Photography to use any vows/scripts created under this contract for professional samples, displays, internet website pages, advertising, exhibitions, contests, and any other purpose. The laws of Missouri shall govern this agreement.

Privacy Policy

Last updated: May 04, 2022

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

means a unique account created for You to access our Service or parts of our Service.
, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers' personal information and determines the purposes and means of the processing of Consumers' personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers' personal information, that does business in the State of California.
(referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Shutter Chicks Photography dba K Very Photography, 19 Sunny Hill Blvd, Saint Peters, MO 63376.

For the purpose of the GDPR, the Company is the Data Controller.

, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.
are small files that are placed on Your computer, mobile device or any other device by a website, containing the details of Your browsing history on that website among its many uses.
refers to: Missouri, United States

Data Controller, for the purposes of the GDPR (General Data Protection Regulation), refers to the Company as the legal person which alone or jointly with others determines the purposes and means of the processing of Personal Data.

means any device that can access the Service such as a computer, a cellphone or a digital tablet.

Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.

Personal Data is any information that relates to an identified or identifiable individual.

For the purposes of GDPR, Personal Data means any information relating to You such as a name, an identification number, location data, online identifier or to one or more factors specific to the physical, physiological, genetic, mental, economic, cultural or social identity.

For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with You.

, for the purpose of the CCPA (California Consumer Privacy Act), means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer's personal information to another business or a third party for monetary or other valuable consideration.
refers to the Website.

Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used. For the purpose of the GDPR, Service Providers are considered Data Processors.

Third-party Social Media Service refers to any website or any social network website through which a User can log in or create an account to use the Service.

Usage Data refers to data collected automatically, either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

refers to K Very Photography Website, accessible from www.kveryphotography.com
means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Under GDPR (General Data Protection Regulation), You can be referred to as the Data Subject or as the User as you are the individual using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

Email address

First name and last name

Phone number

Address, State, Province, ZIP/Postal code, City

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.

We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.

Information from Third-Party Social Media Services

The Company allows You to create an account and log in to use the Service through the following Third-party Social Media Services:

Google
Facebook
Twitter
LinkedIn

If You decide to register through or otherwise grant us access to a Third-Party Social Media Service, We may collect Personal data that is already associated with Your Third-Party Social Media Service's account, such as Your name, Your email address, Your activities or Your contact list associated with that account.

You may also have the option of sharing additional information with the Company through Your Third-Party Social Media Service's account. If You choose to provide such information and Personal Data, during registration or otherwise, You are giving the Company permission to use, share, and store it in a manner consistent with this Privacy Policy.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:

Cookies or Browser Cookies. A cookie is a small file placed on Your Device. You can instruct Your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if You do not accept Cookies, You may not be able to use some parts of our Service. Unless you have adjusted Your browser setting so that it will refuse Cookies, our Service may use Cookies.
Flash Cookies. Certain features of our Service may use local stored objects (or Flash Cookies) to collect and store information about Your preferences or Your activity on our Service. Flash Cookies are not managed by the same browser settings as those used for Browser Cookies. For more information on how You can delete Flash Cookies, please read "Where can I change the settings for disabling, or deleting local shared objects?" available at https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_
Web Beacons. Certain sections of our Service and our emails may contain small electronic files known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that permit the Company, for example, to count users who have visited those pages or opened an email and for other related website statistics (for example, recording the popularity of a certain section and verifying system and server integrity).

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. Learn more about cookies: Cookies by PrivacyPolicies Generator.

We use both Session and Persistent Cookies for the purposes set out below:

Necessary / Essential Cookies

Type: Session Cookies

Administered by: Us

Purpose: These Cookies are essential to provide You with services available through the Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to provide You with those services.

Cookies Policy / Notice Acceptance Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies identify if users have accepted the use of cookies on the Website.

Functionality Cookies

Type: Persistent Cookies

Administered by: Us

Purpose: These Cookies allow us to remember choices You make when You use the Website, such as remembering your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time You use the Website.

Tracking and Performance Cookies

Type: Persistent Cookies

Administered by: Third-Parties

Purpose: These Cookies are used to track information about traffic to the Website and how users use the Website. The information gathered via these Cookies may directly or indirectly identify you as an individual visitor. This is because the information collected is typically linked to a pseudonymous identifier associated with the device you use to access the Website. We may also use these Cookies to test new pages, features or new functionality of the Website to see how our users react to them.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

To provide and maintain our Service, including to monitor the usage of our Service.

To manage Your Account: to manage Your registration as a user of the Service. The Personal Data You provide can give You access to different functionalities of the Service that are available to You as a registered user.

For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services You have purchased or of any other contract with Us through the Service.

To contact You: To contact You by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application's push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.

To provide You with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless You have opted not to receive such information.

To manage Your requests: To attend and manage Your requests to Us.

For business transfers: We may use Your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Us about our Service users is among the assets transferred.

For other purposes: We may use Your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our Service, products, services, marketing and your experience.

We may share Your personal information in the following situations:

With Service Providers: We may share Your personal information with Service Providers to monitor and analyze the use of our Service, for payment processing, to contact You.
For business transfers: We may share or transfer Your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
With Affiliates: We may share Your information with Our affiliates, in which case we will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that We control or that are under common control with Us.
With business partners: We may share Your information with Our business partners to offer You certain products, services or promotions.
With other users: when You share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside. If You interact with other users or register through a Third-Party Social Media Service, Your contacts on the Third-Party Social Media Service may see Your name, profile, pictures and description of Your activity. Similarly, other users will be able to view descriptions of Your activity, communicate with You and view Your profile.
With Your consent: We may disclose Your personal information for any other purpose with Your consent.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.

Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law enforcement

Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Other legal requirements

The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:

Comply with a legal obligation
Protect and defend the rights or property of the Company
Prevent or investigate possible wrongdoing in connection with the Service
Protect the personal safety of Users of the Service or the public
Protect against legal liability

Security of Your Personal Data

The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.

Detailed Information on the Processing of Your Personal Data

The Service Providers We use may have access to Your Personal Data. These third-party vendors collect, store, use, process and transfer information about Your activity on Our Service in accordance with their Privacy Policies.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy

Payments

We may provide paid products and/or services within the Service. In that case, we may use third-party services for payment processing (e.g. payment processors).

We will not store or collect Your payment card details. That information is provided directly to Our third-party payment processors whose use of Your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

Apple Store In-App Payments

Their Privacy Policy can be viewed at https://www.apple.com/legal/privacy/en-ww/

Their Privacy Policy can be viewed at https://www.paypal.com/webapps/mpp/ua/privacy-full

Wix Payments

Their Privacy Policy can be viewed at https://www.wix.com/about/privacy

GDPR Privacy

Legal Basis for Processing Personal Data under GDPR

We may process Personal Data under the following conditions:

Consent: You have given Your consent for processing Personal Data for one or more specific purposes.
Performance of a contract: Provision of Personal Data is necessary for the performance of an agreement with You and/or for any pre-contractual obligations thereof.
Legal obligations: Processing Personal Data is necessary for compliance with a legal obligation to which the Company is subject.
Vital interests: Processing Personal Data is necessary in order to protect Your vital interests or of another natural person.
Public interests: Processing Personal Data is related to a task that is carried out in the public interest or in the exercise of official authority vested in the Company.
Legitimate interests: Processing Personal Data is necessary for the purposes of the legitimate interests pursued by the Company.

In any case, the Company will gladly help to clarify the specific legal basis that applies to the processing, and in particular whether the provision of Personal Data is a statutory or contractual requirement, or a requirement necessary to enter into a contract.

Your Rights under the GDPR

The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.

You have the right under this Privacy Policy, and by law if You are within the EU, to:

Request access to Your Personal Data. The right to access, update or delete the information We have on You. Whenever made possible, you can access, update or request deletion of Your Personal Data directly within Your account settings section. If you are unable to perform these actions yourself, please contact Us to assist You. This also enables You to receive a copy of the Personal Data We hold about You.
Request correction of the Personal Data that We hold about You. You have the right to have any incomplete or inaccurate information We hold about You corrected.
Object to processing of Your Personal Data. This right exists where We are relying on a legitimate interest as the legal basis for Our processing and there is something about Your particular situation, which makes You want to object to our processing of Your Personal Data on this ground. You also have the right to object where We are processing Your Personal Data for direct marketing purposes.
Request erasure of Your Personal Data. You have the right to ask Us to delete or remove Personal Data when there is no good reason for Us to continue processing it.
Request the transfer of Your Personal Data. We will provide to You, or to a third-party You have chosen, Your Personal Data in a structured, commonly used, machine-readable format. Please note that this right only applies to automated information which You initially provided consent for Us to use or where We used the information to perform a contract with You.
Withdraw Your consent. You have the right to withdraw Your consent on using your Personal Data. If You withdraw Your consent, We may not be able to provide You with access to certain specific functionalities of the Service.

Exercising of Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, cancellation and opposition by contacting Us. Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We will try our best to respond to You as soon as possible.

You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.

CCPA Privacy

This privacy notice section for California residents supplements the information contained in Our Privacy Policy and it applies solely to all visitors, users, and others who reside in the State of California.

Categories of Personal Information Collected

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which we may collect or may have been collected from California residents within the last twelve (12) months.

Please note that the categories and examples provided in the list below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact collected by Us, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if You provided such personal information directly to Us.

Category A: Identifiers.

Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver's license number, passport number, or other similar identifiers.

Collected: Yes.

Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver's license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.

Collected: Yes.

Category C: Protected classification characteristics under California or federal law.

Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

Collected: No.

Category D: Commercial information.

Examples: Records and history of products or services purchased or considered.

Collected: Yes.

Category E: Biometric information.

Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

Collected: No.

Category F: Internet or other similar network activity.

Examples: Interaction with our Service or advertisement.

Collected: Yes.

Category G: Geolocation data.

Examples: Approximate physical location.

Collected: No.

Category H: Sensory data.

Examples: Audio, electronic, visual, thermal, olfactory, or similar information.

Collected: No.

Category I: Professional or employment-related information.

Examples: Current or past job history or performance evaluations.

Collected: No.

Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

Collected: No.

Category K: Inferences drawn from other personal information.

Examples: Profile reflecting a person's preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

Collected: No.

Under CCPA, personal information does not include:

Publicly available information from government records
Deidentified or aggregated consumer information
Information excluded from the CCPA's scope, such as:

Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data
Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver's Privacy Protection Act of 1994

Sources of Personal Information

We obtain the categories of personal information listed above from the following categories of sources:

Directly from You. For example, from the forms You complete on our Service, preferences You express or provide through our Service, or from Your purchases on our Service.
Indirectly from You. For example, from observing Your activity on our Service.
Automatically from You. For example, through cookies We or our Service Providers set on Your Device as You navigate through our Service.
From Service Providers. For example, third-party vendors to monitor and analyze the use of our Service, third-party vendors for payment processing, or other third-party vendors that We use to provide the Service to You.

Use of Personal Information for Business Purposes or Commercial Purposes

We may use or disclose personal information We collect for "business purposes" or "commercial purposes" (as defined under the CCPA), which may include the following examples:

To operate our Service and provide You with our Service.
To provide You with support and to respond to Your inquiries, including to investigate and address Your concerns and monitor and improve our Service.
To fulfill or meet the reason You provided the information. For example, if You share Your contact information to ask a question about our Service, We will use that personal information to respond to Your inquiry. If You provide Your personal information to purchase a product or service, We will use that information to process Your payment and facilitate delivery.
To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
As described to You when collecting Your personal information or as otherwise set forth in the CCPA.
For internal administrative and auditing purposes.
To detect security incidents and protect against malicious, deceptive, fraudulent or illegal activity, including, when necessary, to prosecute those responsible for such activities.

Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how we use this information, please refer to the "Use of Your Personal Data" section.

If We decide to collect additional categories of personal information or use the personal information We collected for materially different, unrelated, or incompatible purposes We will update this Privacy Policy.

Disclosure of Personal Information for Business Purposes or Commercial Purposes

We may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:

Category A: Identifiers
Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
Category D: Commercial information
Category F: Internet or other similar network activity

Please note that the categories listed above are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact disclosed, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been disclosed.

When We disclose personal information for a business purpose or a commercial purpose, We enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

Sale of Personal Information

As defined in the CCPA, "sell" and "sale" mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer's personal information by the business to a third party for valuable consideration. This means that We may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.

Please note that the categories listed below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact sold, but reflects our good faith belief to the best of our knowledge that some of that information from the applicable category may be and may have been shared for value in return.

We may sell and may have sold in the last twelve (12) months the following categories of personal information:

Category A: Identifiers
Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
Category D: Commercial information
Category F: Internet or other similar network activity

Share of Personal Information

We may share Your personal information identified in the above categories with the following categories of third parties:

Service Providers
Payment processors
Our affiliates
Our business partners
Third party vendors to whom You or Your agents authorize Us to disclose Your personal information in connection with products or services We provide to You

Sale of Personal Information of Minors Under 16 Years of Age

We do not knowingly collect personal information from minors under the age of 16 through our Service, although certain third party websites that we link to may do so. These third-party websites have their own terms of use and privacy policies and we encourage parents and legal guardians to monitor their children's Internet usage and instruct their children to never provide information on other websites without their permission.

We do not sell the personal information of Consumers We actually know are less than 16 years of age, unless We receive affirmative authorization (the "right to opt-in") from either the Consumer who is between 13 and 16 years of age, or the parent or guardian of a Consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, You (or Your authorized representative) may submit a request to Us by contacting Us.

If You have reason to believe that a child under the age of 13 (or 16) has provided Us with personal information, please contact Us with sufficient detail to enable Us to delete that information.

Your Rights under the CCPA

The CCPA provides California residents with specific rights regarding their personal information. If You are a resident of California, You have the following rights:

The right to notice. You have the right to be notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.
The right to request. Under CCPA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes and share of personal information. Once We receive and confirm Your request, We will disclose to You:

The categories of personal information We collected about You
The categories of sources for the personal information We collected about You
Our business or commercial purpose for collecting or selling that personal information
The categories of third parties with whom We share that personal information
The specific pieces of personal information We collected about You
If we sold Your personal information or disclosed Your personal information for a business purpose, We will disclose to You:

The categories of personal information categories sold
The categories of personal information categories disclosed

The right to say no to the sale of Personal Data (opt-out). You have the right to direct Us to not sell Your personal information. To submit an opt-out request please contact Us.
The right to delete Personal Data. You have the right to request the deletion of Your Personal Data, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records, unless an exception applies. We may deny Your deletion request if retaining the information is necessary for Us or Our Service Providers to:

Complete the transaction for which We collected the personal information, provide a good or service that You requested, take actions reasonably anticipated within the context of our ongoing business relationship with You, or otherwise perform our contract with You.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information's deletion may likely render impossible or seriously impair the research's achievement, if You previously provided informed consent.
Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which You provided it.

The right not to be discriminated against. You have the right not to be discriminated against for exercising any of Your consumer's rights, including by:

Denying goods or services to You
Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
Providing a different level or quality of goods or services to You
Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services

Exercising Your CCPA Data Protection Rights

In order to exercise any of Your rights under the CCPA, and if You are a California resident, You can contact Us:

By email: kveryphotography@yahoo.com

By visiting this page on our website: https://www.kveryphotography.com/contact

Only You, or a person registered with the California Secretary of State that You authorize to act on Your behalf, may make a verifiable request related to Your personal information.

Your request to Us must:

Provide sufficient information that allows Us to reasonably verify You are the person about whom We collected personal information or an authorized representative
Describe Your request with sufficient detail that allows Us to properly understand, evaluate, and respond to it

We cannot respond to Your request or provide You with the required information if we cannot:

Verify Your identity or authority to make the request
And confirm that the personal information relates to You

We will disclose and deliver the required information free of charge within 45 days of receiving Your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonably necessary and with prior notice.

Any disclosures We provide will only cover the 12-month period preceding the verifiable request's receipt.

For data portability requests, We will select a format to provide Your personal information that is readily usable and should allow You to transmit the information from one entity to another entity without hindrance.

Do Not Sell My Personal Information

You have the right to opt-out of the sale of Your personal information. Once We receive and confirm a verifiable consumer request from You, we will stop selling Your personal information. To exercise Your right to opt-out, please contact Us.

The Service Providers we partner with (for example, our analytics or advertising partners) may use technology on the Service that sells personal information as defined by the CCPA law. If you wish to opt out of the use of Your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.

Please note that any opt out is specific to the browser You use. You may need to opt out on every browser that You use.

Website

You can opt out of receiving ads that are personalized as served by our Service Providers by following our instructions presented on the Service:

The NAI's opt-out platform: http://www.networkadvertising.org/choices/
The EDAA's opt-out platform http://www.youronlinechoices.com/
The DAA's opt-out platform: http://optout.aboutads.info/?c=2&lang=EN

The opt out will place a cookie on Your computer that is unique to the browser You use to opt out. If you change browsers or delete the cookies saved by your browser, You will need to opt out again.

Mobile Devices

Your mobile device may give You the ability to opt out of the use of information about the apps You use in order to serve You ads that are targeted to Your interests:

"Opt out of Interest-Based Ads" or "Opt out of Ads Personalization" on Android devices
"Limit Ad Tracking" on iOS devices

You can also stop the collection of location information from Your mobile device by changing the preferences on Your mobile device.

"Do Not Track" Policy as Required by California Online Privacy Protection Act (CalOPPA)

Our Service does not respond to Do Not Track signals.

However, some third party websites do keep track of Your browsing activities. If You are visiting such websites, You can set Your preferences in Your web browser to inform websites that You do not want to be tracked. You can enable or disable DNT by visiting the preferences or settings page of Your web browser.

Children's Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.

Your California Privacy Rights (California's Shine the Light law)

Under California Civil Code Section 1798 (California's Shine the Light law), California residents with an established business relationship with us can request information once a year about sharing their Personal Data with third parties for the third parties' direct marketing purposes.

If you'd like to request more information under the California Shine the Light law, and if You are a California resident, You can contact Us using the contact information provided below.

California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)

California Business and Professions Code Section 22581 allows California residents under the age of 18 who are registered users of online sites, services or applications to request and obtain removal of content or information they have publicly posted.

To request removal of such data, and if You are a California resident, You can contact Us using the contact information provided below, and include the email address associated with Your account.

Be aware that Your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.

Links to Other Websites

Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.

We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

If you have any questions about this Privacy Policy, You can contact us:

By email: kveryphotography@yahoo.com

By visiting this page on our website: https://www.kveryphotography.com/contact

Officiating Terms & Conditons